If you ever hear people tell you they have a "financial plan", what they are actually saying is they have "Retirement Account(s)" whether its a pension fund, life, and health insurance policies, mutual funds, and the list goes on. In the end, it is just a series of financial products with no clear indication of the execution.

However, investments require planning. Ask yourself these simple questions; Where are you and where do you want to go? Do you just want to be Secure, Comfortable, or Rich? Are you set up to retire early, or are you living the rat race? These sorts of questions you need to answer to pick your investments.

Think about Jigsaw Puzzles. It's hard to put a jigsaw puzzle together without seeing the box cover. It is the same with investments! You can't possibly make wise investments if you don't have a fiscal picture in mind. The best investors are the ones that can envision a picture and build rather than buy the pieces.

So, how do you put together your jigsaw puzzle? Start by envisioning your future. Do you want to retire at 45 or work until 80? Live in a large estate or a loft in the city? Spend the Twight-light years our like in a long-term care facility or be tended by a private nurse? Do you see yourself with plenty of money or a little sum?

Once you have a clear image, the next step is to achieve financial literacy to create it. If you do not know how to make money, what type of money is tax-friendly or highly taxed, when to sell or when to sit and chill, your plan is just a pyramid of cards just waiting to fall. However, with the proper education and experience, you can break down your plan into investment vehicles, such as income-making properties, business franchises, stock portfolios that will optimize your odds towards financial well-being.

Just know there are no two financial plans that will be the same since dreams and comfort levels are different. But one thing is for sure: Knowledge is key, so get comfy and keep reading because we are going to be dedicated to covering fundamental information about investment vehicles.